Payment is handled through Klarna checkout, which is offered in cooperation with Klarna AB. Klarna checkout differs from purchase and payment. First you confirm your purchase, then you choose how you want to pay. You can choose between Klarna Invoice, Klarna account, to pay directly by card or by bank transfer.
Klarna Checkout: By using Klarna checkout you agree to Klarna AB’s (556737-0431, Sveavägen 46, 111 34 Stockholm), “Klarna”, terms and conditions. To be able to use Klarna Checkout you must be at least 15 years old
- Identification, adjustments and risk analysis
In order to be able to identify you and prevent unauthorised use or misuse of Klarna Checkout and to meet the requirements of good credit, Klarna needs to ensure your identity. Klarna collects additional information such as Social Security number, name and address and, when selecting credit options, credit information from different suppliers. Klarna also needs to use the information you may have provided on previous purchases, publicly available information on the Internet, and information on how you have previously fulfilled our payment terms, to make a risk assessment. Klarna Checkout automatically adjusts the risk assessment, and thus the design of the service, for each time you use the service and you do not need to provide more information than necessary. In some cases, you will be shown the previously entered and by Klarna’s approved address as soon as you have provided your e-mail address and postcode. The approved address may only be used for the purpose of pre-filling the address details in direct connection with a purchase. You can easily avoid the approved address prefilled by choosing to apply a PIN code. By completing your purchase, you confirm your identity and the correct delivery address.
Klarna Checkout shows the payment options that can be offered to you. Current payment options that can be offered through Klarna Checkout are invoice, account credit, card payment or direct payment via bank. Invoice is the default payment option where possible.
When paying by invoice, the applicable invoice terms and conditions apply at any time, currently 14 days credit, a reminder fee is added in case of non-payment. It costs nothing to use Klarna Checkout. However, any taxes or fees may apply through the selected payment option, please see the individual terms of payment for the option you choose. Klarna may at any time add or remove one or more payment options of those offered in Klarna Checkout.
When you complete a purchase via Klarna Checkout, you meet and settle a contract where Klarna, etc. Guarantees that you do not have to pay if you do not receive your goods. Klarna will at the same time replace the shop for what you have bought and thereby inherit the right to get paid. Whichever payment method you choose, your payment will thus be made to settle the claim Klarna has.
For detailed information about Klarna’s User Terms, visit this link.